Talent.com
عرض العمل هذا غير متوفر في بلدك.
Unit Head - Credit Control Department

Unit Head - Credit Control Department

ADIBUnited Arab Emirates
8 منذ أيام
الوصف الوظيفي

Role : Unit Head - Credit Control Department

Location : Abu Dhabi

Role Purpose :

  • Unit Manager’s role is broadly defined as the ultimate filter in the entire Credit Control end-to-end approval process, where the exposures undertaken by the Bank of its Corporate and Retail customers are being reviewed and scrutinized for its adequacy / correctness in terms of approvals, adherence to Credit policies laid down in the Credit and Product Manuals and compliance to documentation standards in a centralized environment.
  • Manage Credit documentation and Limit Management functions whilst ensuring full adherence to stipulated terms and conditions.
  • Engage in implementing strategic initiatives by Risk Management Group.
  • Ensure that the Credit Control Department is supported by documented procedures (SOPs), skilled staff and adequate technological support.
  • Provide direction and guidance to the staff for effective and efficient operations of the unit.

Key accountabilities of the role :

  • Leadership and Supervision : Lead the credit control team, overseeing daily activities to ensure accurate execution of tasks and robust performance.
  • Credit Documentation : Ensure that all credit documentation adheres to Sharia guidelines and is complete, accurate, and compliant with internal and external regulatory requirements.
  • Limit Release and Monitoring : Oversee credit limits release processes, ensuring timely approvals and monitoring of credit limits and utilization.
  • Compliance and Risk Management : Implement best practices to ensure compliance with Central Bank guidelines, Credit Policies and Islamic banking principles.
  • Policy Development : Create, implement, and review credit control procedures to optimize efficiency and ensure alignment with organizational goals.
  • Audit Coordination : Liaise with audit teams to promote transparency and address audit queries related to credit control department.
  • Stakeholder Collaboration : Coordinate with internal departments, including Business, Credit Risk, Legal, and Sharia, to ensure seamless operations and adherence to credit approval and Islamic banking principles.
  • Specialist skills / technical knowledge required for this role :

  • Bachelor’s degree in finance, Banking, Business Administration, or a related field.
  • Deep understanding of Islamic banking principles, UAE banking regulations, and Sharia-compliant credit structures.
  • Strong team management and leadership skills with the ability to motivate and develop staff.
  • Exceptional analytical abilities to monitor credit performance and provide actionable insights.
  • Excellent verbal and written communication skills to interact effectively with diverse stakeholders
  • Previous experience :

  • 12 to 15 years of banking experience of which 7+ years of experience in a leadership role in the areas of Corporate Banking and Credit Operations, preferably within Islamic banking.
  • إنشاء تنبيه وظيفي لهذا البحث

    Unit Head Credit Control Department • United Arab Emirates