Senior Aani Developer

Global Software Solutions Group FZ-LLC is seeking an experienced and technically strong Senior Aani Developer to lead the development, integration, and implementation of Aani-based instant payment services. The role is central to supporting our participation in the CBUAE’s National Payment Systems Strategy (NPSS) through seamless enablement of the UAE Instant Payment Platform – Aani , covering its Core Services , Overlay Services , and Value-Added Services (VAS) .

The ideal candidate will have prior hands-on experience with Aani APIs, ISO 20022 message formats, proxy-based payments, and end-to-end customer onboarding via the Aani White Label App.

Key Responsibilities :

• Lead the end-to-end development and implementation of Aani Core and Overlay services, ensuring full compliance with Al Etihad Payments (AEP) specifications and guidelines.
• Design, build, and integrate real-time credit transfer services that utilize Aani Core components with support for clearing and settlement via real-time and batch modes.
• Implement Aani Overlay Services , including :
• Payment with Proxy (mobile, email, Emirates ID)
• Request to Pay (RtP)
• eMandates (eDDA)
• eCheques
• QR-based P2M Payments (static and dynamic QR)
• Split Bill & P2P transfers
• Work on customer enrolment flows , managing the association between proxy identifiers and default payment accounts.
• Integrate and support the Aani White Label App (WLA) for customer onboarding and authentication, and implement secure redirection flows to financial institutions for strong customer authentication (SCA).
• Collaborate with product managers, compliance, security, and DevOps teams to ensure the solution meets CBUAE and AEP standards .
• Utilize Aani VAS tools such as analytics, CRM portals, billing systems, and case management modules to enable monitoring, operational efficiency, and issue resolution.
• Maintain robust technical documentation, API specs, and test artifacts for use during certification and audit processes.
• Lead and mentor junior developers in secure API design, ISO 20022 messaging, and instant payments architecture.

Requirements

Minimum 5+ years of experience in digital payment platforms, with 2–3 years specifically on Aani or NPSS-aligned systems .

In-depth understanding of :

Benefits