Field Verification Specialist

About the Role The RCS Mortgages facilitates the retail lending for the purchase of Home Office Self Construction of Homes Refinance of existing property What Youll Do Carry out visual inspection of company whose owner is availing finance for home office purchase refinance buyout The duties of a field inspector include driving to a location performing a visual inspection taking photos and writing a report on business units based on his observation discussion with the officials of the company where he visited In addition for business visits staff also needs to credit review and approvals of salaried and selfemployed segment Productivity Handles all business visit related queries from Credit Analyst Knowledge of Company Structure is must and knowledge of business registering authorities is must Ability to deal directly with customers contact person either by telephone or face to face Prepare Business Verification reports Maintain MIS on all visits carried out for business verification Credit knowledge and knowledge on financials is mandatory Responsible for reviewing analyzing and underwriting loans for Self Employed Company and Salaried Customer within Emirates NBD and UAE Central Bank guidelines Compliance Ensure stipulated Compliance bank policies and Unit s guidelines are followed Follow guidelines regarding the use of information materials while dealing with customers and interacting with our various employers or entities Comply with the codeofconduct without negatively affecting the output Service Be of valuable service to both external as well as internal customers Complete allotted responsibilities by within the requested timelines Respond to external and internal customers within agreed TAT Liaise with all relevant stakeholders as and when required Process Set up process with developers and land departments Understanding the requirement for each project and working with developers and land department to set up process Streamline the registration process to add further value to the bank Suggest and competently execute improved ways to ensure that the bank s interest in registered in the best possible way Develop adjust and follow successfully any changes to procedures and policies system Initiatives Teamwork Show own initiative for sorting and tackling issues Add value to the team by contributing in possible ways so that overall team target can be achieved Acceptable suggestions to be given for better processes and productivity Own Development Office Discipline Keep the pace of personal development for much improved job execution and overall performance Stick to the unit s policies regarding discipline while within or outside the office premises Special Assignments Make selfavailable for any projects which might be taken to improve the result of the job What We Are Looking For Driving license with vehicle is mandatory Educational Background Graduate Postgraduate in Finance Experience Experience in UAE Mortgage or property industry Knowledge on analysis of company financials Credit knowledge mandatory Knowledge on company Skills Negotiation and Influencing Proficient in English and Arabic language Written Verbal Relationship and conflict management Ability to work under pressure along with good time management skills and adherence to deadlines Very good written and oral communication Skills You will be redirected to the company website to apply for this position