Credit Manager

Credit Manager Job Description

Role : Credit Manager

Location : Dubai

Role Purpose :

The c xrole includes review / analyze customers Credit Applications, Availments and SFCAs. Check documents and genuineness of financial statements, conduct financial and non-financial analysis for Credit Proposals in accordance with bank policies and rmend the financing package that meet customer requirements / capabilities.

Key Accountabilities of the role

RESPONSIBILITIES :

• To review credit applications ofpanies and ensure that they are in-consistent with credit programs, TM RAC, bank's policy, central bank law & regulations.
• Approving the credit proposals up to the designated limit or rmending the proposals to the upper approving limit.
• Provides satisfactory credit decisions (approve, decline, conditional) / rmendation / judgment & add value to the analysis of the credit proposals.
• Contribute to achieving the department objectives, goals & policies.
• Provide timely report to SME Risk Head for any discrepancies / negative indicators.
• Work closely with the business in a consultative and proactive manner to ensure credit procedures & policies are effectively implemented & desired standards are met
• Collaborate with the Business to make sure receivingplete set of documents required for review / analyses of the credit application.
• Conduct site visits (whenever is needed) to the customers to evaluate the quality of the management / operations & credit worthiness.
• Highlight risk factors & mitigation, in each credit application.
• Conduct any other assignments assigned by line manager

RESULTS REQUIERD :

Specialist Skills / Technical Knowledge Required for this role :

Job ID 300002422323974