Full Stack Engineer

The role Hoxton Wealth is a global financial services firm with offices in key locations, including Cyprus, the United States, the United Kingdom, Dubai, South Africa, Australia & Asia. The company leverages a tech and tax-led approach to financial planning, combining innovative technology solutions with deep expertise in tax-efficient strategies to deliver comprehensive wealth management services. With over $4 billion in assets under management (AUM), Hoxton Wealth is committed to helping clients achieve their financial objectives through personalized investment solutions, cross-border financial planning, and long-term strategies for wealth growth and preservation. Experience 4–7 years of professional software engineering experience with strong ownership of production features and full-stack delivery, ideally within fintech or other regulated environments. Role Overview We are hiring a Software Engineer to build and evolve core fintech applications across frontend, backend, APIs, and data layers. This role suits an engineer who can independently deliver complex features end-to-end, integrate third-party systems, apply sound engineering judgement, and begin influencing technical direction in a regulated environment. Key Responsibilities Full-Stack Delivery Design, build, and maintain end-to-end features across frontend, backend services, APIs, and databases. Develop backend services primarily using PHP/Laravel and Node.js (exposure to Python/FastAPI is a plus). Build maintainable, responsive UIs using a modern JavaScript framework such as Vue.js. Own features through design, development, testing, deployment, and iteration. API, Backend & Integrations Design and implement REST APIs with proper domain modelling, validation, versioning, and error handling. Apply best practices for authentication and authorization (e.g. JWT), idempotency, and backward compatibility. Integrate complex third-party systems — payment gateways, KYC/e-Sign, banking rails (e.g. NACH), and platform APIs. Identify and address performance, scalability, and reliability concerns early. Data & Persistence Design and work with relational data models using MySQL and PostgreSQL. Write efficient queries and manage schema evolution safely. Ensure data accuracy, integrity, and traceability appropriate for financial systems. Cloud & DevOps Build and deploy cloud-native services on AWS (e.g. S3, ECS, SQS). Work with containerised workflows and CI/CD tooling (Docker, Jenkins, Git/Bitbucket). Gen-AI & Engineering Productivity Use AI-assisted tools and agents for coding, code review, commits, and full git-flow automation. Validate AI outputs for correctness, security, and production readiness, with no sensitive data leakage. Exposure to spec driven development is a bonus Quality & Collaboration Participate in code reviews and contribute to testing and production stability. Diagnose and resolve production issues with a focus on root-cause prevention. Collaborate closely with product, design, QA, and platform teams. Required Skills Strong backend experience in PHP/Laravel and/or Node.js. Solid frontend experience with a modern JavaScript framework (Next.js React.js preferred). Strong REST API and RDBMS fundamentals (MySQL/PostgreSQL). Experience integrating third-party systems and building secure, scalable services. Hands-on experience with cloud (AWS) and CI/CD tooling. Awareness of fintech security, reliability, and compliance expectations. Preferred / Bonus Python/FastAPI exposure. Experience with automated testing frameworks. Experience mentoring junior engineers.