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ClearGrid
Machine Learning EngineerClearGrid • Dubai, Dubai, AE
Machine Learning Engineer

Machine Learning Engineer

ClearGrid • Dubai, Dubai, AE
منذ يوم 1
نوع الوظيفة
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الوصف الوظيفي

ClearGrid is a digital platform redefining debt resolution through AI-driven, customer-first solutions. We help lenders streamline recovery while providing borrowers with tailored, flexible options that prioritize financial stability and trust. By focusing on transparency and regulatory compliance, ClearGrid simplifies the debt management process for both financial institutions and borrowers, making it efficient, secure, and adaptable to the needs of today’s fast-evolving financial landscape.



Job Summary

ClearGrid is seeking an innovative and hands-on ML Data Scientist to join our Collections and Portfolio Data Science team. In this role, you will own the end-to-end lifecycle of cutting-edge AI/ML models designed to optimize recovery efforts for unsecured credit products (BNPL, installment loans, etc.). You will act as a technical leader, driving data strategy and deploying Agentic AI solutions that directly impact hundreds of thousands of customers while ensuring model fairness and regulatory compliance.

Key Responsibilities

Model Development & Lifecycle Ownership:

  • Design, build, and deploy ML models to predict default risk and recovery probabilities for short-term lending products.

  • Take complete hands-on ownership of the model lifecycle, from initial research to production monitoring and automated retraining.

  • Implement creative statistical approaches, including causal analysis, reinforcement learning, and natural language processing.

Data Strategy & Engineering:

  • Build efficient, reusable data pipelines for feature generation and model scoring using Python and SQL.

  • Architect and deploy Agentic AI infrastructures, utilizing both proprietary and commercially available tools.

  • Collaborate with engineering teams to integrate models into production environments seamlessly.

Domain-Specific Optimization:

  • Develop models for call center performance, utilizing causal analysis and multi-armed bandits to optimize outreach.

  • Manage collection modeling concepts such as PD calibration, reject inference, and risk segmentation.

  • Partner with agency and portfolio purchase teams to align model outputs with actionable business lending decisions.

Compliance & Infrastructure Evolution:

  • Ensure all models meet strict standards for fairness, interpretability, and adverse action logic.

  • Contribute to the continuous evolution of ClearGrid’s ML infrastructure to improve the efficiency of our AI ecosystem.

Requirements

Educational & Professional Experience:

  • Advanced Degree (Ph.D. / MS) in Computer Science, Data Science, AI, Mathematics, or a related quantitative field.

  • 3–5 years of professional experience in AI Science or Machine Learning.

  • Fintech Expertise: Significant experience in credit risk, with a deep understanding of payment systems, banking, and lending products.

Technical Skills:

  • Programming: Authoritative knowledge of Python and SQL.

  • Frameworks: Proficiency in TensorFlow, PyTorch, and tree-based models.

  • ML Techniques: Expertise in deep learning, clustering, time series, and reinforcement learning.

  • Data Engineering: Proven ability to build scalable pipelines and frameworks for large, complex datasets.

Soft Skills:

  • Strong problem-solving abilities and the communication skills necessary to defend model logic to stakeholders.

  • A results-oriented "innovator" mindset, capable of thriving in a fast-paced, collaborative environment.

Preferred Qualifications

  • Cloud Infrastructure: Experience with GCP (Vertex AI) or AWS (SageMaker) and orchestration tools like Apache Airflow.

  • MLOps: Strong background in automated retraining, version control, and model monitoring pipelines.

  • Experimentation: Expertise in A/B testing design and advanced statistical analysis.

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Machine Learning Engineer • Dubai, Dubai, AE

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