Head of Risk (Chief Risk Officer)

Overview

JOB TITLE : Head of Risk (Chief Risk Officer)

TERM : 12 months (extendable)

CLIENT LOCATION : Dubai, UAE

DIVISION : Consumer

REPORTS TO : Group CEO / Executive Committee

RELEVANT EXPERIENCE : 15+ years in risk management, with a minimum of 5 years in a senior leadership role within lending or financial services. Demonstrated success in building and leading enterprise risk functions in regulated environments.

PURPOSE OF THE PROJECT

The Chief Risk Officer (CRO) will lead the development and execution of a comprehensive risk management framework tailored to the client’s lending operations. To establish and lead a robust, enterprise-wide risk management framework that aligns with the client’s strategic objectives in the lending domain. The CRO will ensure that all risk types are proactively identified, assessed, mitigated, and monitored, enabling sustainable growth and regulatory compliance.

Core Responsibilities

• Develop and execute the enterprise risk strategy, policies, and procedures.
• Conduct comprehensive risk assessments of the lending portfolio and operations.
• Design and implement a risk governance framework aligned with regulatory and internal standards.
• Oversee risk identification, measurement, and mitigation across all lending products.
• Lead the development of risk appetite statements and tolerance thresholds.
• Establish risk reporting mechanisms and dashboards for executive and board-level visibility.
• Ensure regulatory compliance and manage relationships with external regulators and auditors.
• Present risk insights and recommendations to the Board Risk Committee.
• Collaborate with business units to embed risk-aware decision-making.
• Drive the implementation of risk technology tools and analytics platforms.
• Build and mentor a high-performing risk team.

KPIs

Knowledge And Experience

Mandatory Skills

Seniority level

Employment type

Job function

Industries

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