BI Litigation Claim Representative

BI Litigation Claims Specialist

CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. CURE offers a great working environment, competitive salary, and comprehensive benefits package which includes health and dental coverage, life and disability insurance, 401k with generous company match, and much more!

We are looking for an experienced claims adjuster to join our claims team as a Bodily Injury Litigation Claims Representative. CURE is an auto insurance carrier writing business in MI, NJ and PA. This position is responsible for the handling of litigation bodily injury auto claims including uninsured and underinsured motorist claims for the states of Michigan, New Jersey, and Pennsylvania.

Responsibilities :

Investigate validity of claims, evaluate policy coverages, and determine if any special investigation unit referrals are warranted.

Make prompt contact with policy holders and other appropriate parties involved in the loss to obtain the necessary documentation, conduct recorded statements, etc.

Establish initial reserves based on gathered information and adjust as appropriate through completion of assigned claim.

Negotiate timely and appropriate settlements with claimants, attorneys, or other parties. Issue proper and accurate payments as needed.

Identify questionable risks, red flags, fraud indicators and alert the special investigation unit when applicable.

Establish and maintain an organized diary system to ensure all claims are properly and adequately handled in a timely manner.

Effectively manage loss costs associated with litigation claims.

Adhere to all state / local regulations including the NJ / PA Unfair Claims Practices and Guidelines.

Requirements :

Ability to communicate clearly, professionally, and provide superior customer service over the phone and through written correspondence.

Strong organizational and time management skills.

Excellent analytical, investigative, and settlement skills.

Proficient with Microsoft Office and various other computer skills with the ability to learn and utilize new computer systems and other technologies.

Relevant auto insurance expertise.

Benefits

Comprehensive health benefits including medical, dental and vision coverage

Generous paid time off (PTO days, sick days, and holidays)

Flexible spending options with FSA & HSA plans

Life and AD&D insurance

401(k) with company match

Voluntary benefits such as legal services, pet insurance, and identity & fraud protection

24 / 7 Employee Assistance Program (EAP) for employees and their families

Health & wellness perks including gym discounts, wellness reimbursements, and reward programs

Fun, engaging in-office events that support our culture

Physical Actions / Environment : Required job duties consist of prompt and regular attendance, ability to frequently move about the office to coordinate work with others; standing, sitting and typing for extended periods; and lifting and / or carrying up to 5 lbs. Ability to frequently communicate with others in-person, on the phone / virtually, and in writing. Ability to read, understand, process and evaluate large amounts of technical information and make related, informed decisions.

Salary :  $66,560 - $85,280

Schedule :  We offer flexible work hours between 8 : 00 AM and 5 : 00 PM, with options like 8–4, 8 : 30–4 : 30, or 9–5. We do our best to support individual preferences, though schedules may be adjusted as needed to ensure strong coverage and teamwork.

We also offer a hybrid schedule : team members work onsite four days a week and can work remotely one day a week.

Location :  Detroit, MI or Princeton, NJ

We recruit, hire, employ, train and promote, and compensate individuals based on job-related qualifications and abilities. We respect the dignity and worth of each individual and are committed to an employment environment that is free from all forms of employment discrimination.

CURE Auto Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, pregnancy, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Disclaimer : This job description reflects management's assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. This job description may be subject to change at any time.

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.