VP- Credit Management

The purpose of the job is to prepare, review and provide appropriate recommendation of credit facilities for a portfolio of CIB Abu Dhabi clients. The role also entails compliance with all credit policies and guidelines.

KEY ACCOUNTABILITIES :

Generic Accountability

• Guide a team of analyst to ensure robust credit analysis is being conducted and appropriate approvals are obtained within the bank in timely fashion.
• To complete due diligence process for prospective deals in collaboration with Coverage / Product teams and ensures that emerging risk factors are identified which are addressed by the Term Sheets developed by Product team.
• Provide initial feedback at GLM stage and ensure that appropriate Risk Acceptance Criteria and CIB GCP guidelines are followed as part of GLM approval process.
• Advises Relationship Managers on the risk factors associated with complex transactions, and the clauses imperative in mitigating these.
• Ensures timely availability of required information to Head of Credit / Unit Head for credit decision making.
• Participate in (large, complex) client relationships through client visits / conference calls as part of transaction initiation and monitoring
• Guides Corporate & Investment Banking Departments / Global Banking- Corporate Finance with different ways to optimum utilization of credit facilities by the corporate customers without compromise on credit quality.
• Coordinate with internal counterparties (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation.
• Ensure accuracy of data being presented to various stakeholders including senior management
• Obtain accurate and current information and update the Risk systems (Risk rating models / TOAs, etc) that allow for accurate identification of risk profiles / ratings in all asset categories.
• Recommend amendments to the Bank s credit policy, procedures, Risk Rating models, credit memorandums, risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Bank s risk strategy & policy

Job Specific Accountabilities

Specific Accountability

FRAMEWORKS, BOUNDARIES, & DECISION MAKING AUTHORITY :

Desired Candidate Profile

Qualifications

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