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Product Manager - Personal Finance

Product Manager - Personal Finance

ADIBUnited Arab Emirates
13 منذ أيام
الوصف الوظيفي

Role : Product Manager – Personal Finance

Location : Abu Dhabi

Role Purpose :

Product management and development

Key Accountabilities of the role

Product Management / Development :

  • Achieving product and business development objectives by helping the Product Head in setting the channel objectives and effective channel performance tracking and ensuring right processes / systems in place.
  • Assist Product Head in launching new product variants, campaigns and sales boosters.

Strategy :

  • To assist in developing the product strategy by doing the effective competition scan.
  • To ensure execution of the business projects in line with Product Strategy.
  • Execution of PF strategy in liaison with internal stakeholders.
  • Closely interact with IT and Digital factory for the development of required product features and relevant UAT’s.
  • Targets and Budgets :

  • Manage product performance against the set targets
  • Policies, Systems, Processes & Procedures :

  • Timely update of SOP and Policy manuals.
  • Improve credit policies in line with market scan through Test programs.
  • Ensure achieving the set KPI’s of application processing i.e. STP rate and RTS rate.
  • Regular trainings to frontline.
  • Process digitization to improve customer and user experience.
  • Ensure compliance to CB and CPR regulatory guidelines.
  • Governance and Controls :

  • Managing regulatory reporting, internal or external audits on the product and timely closure of audit comments.
  • Ensure timely update / testing of RCSA and tracking of GRC pending items.
  • Perform exceptions management.
  • Specialist Skills / Technical Knowledge Required for this role :

  • Understating of market dynamics including demographic factors, competitor products and services
  • Understanding of digital channels and digital product offerings on Personal Finance
  • In depth understanding of credit policies / application processes
  • Excellent verbal and written communication skills
  • Problem solving skills
  • Time Management skills
  • إنشاء تنبيه وظيفي لهذا البحث

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