Head of B2B Credit Risk
What is FlapKap?
We are the financial growth partner for digitally-native businesses in the Middle East and Africa. We support online businesses to overcome cash constraints by financing their working capital, ensuring growth without losing equity. We also provide insights on media spend to maximize revenues and profits.
Why FlapKap?
FlapKap is a fast, smart, collaborative startup aiming to disrupt the financial industry in MEA. Backed by QED, A15, Outliers, and Nclude with a total financing of $3.6m USD, FlapKap fosters a creative and innovative environment. It’s dynamic and progressive, with new challenges and achievements that inspire pride and excitement.
Role Overview
We seek an experienced Head of Credit Risk to lead our B2B credit risk function. The ideal candidate has deep expertise in credit risk management within the UAE financial sector, with a strong track record in SME funding, risk analysis, and policy formulation.
Job Responsibilities
- Lead and manage the credit risk function, developing and implementing policies, procedures, and strategies.
- Oversee credit risk assessments and underwriting for SME portfolios.
- Refine credit scoring models and underwriting methodologies to ensure prudent risk management aligned with business goals.
- Manage and monitor the portfolio, proactively identifying and mitigating risks.
- Collaborate with technology teams to leverage data analytics and AI for improved risk evaluation and decision-making.
- Provide strategic insights and recommendations to senior leadership, shaping FlapKap's risk management strategy.
Requirements
10-15 years of experience in credit risk management within the UAE banking industry, especially in SME credit.Proven experience in designing and implementing credit risk policies, scoring models, and underwriting frameworks.Strong analytical skills, familiarity with data-driven risk assessment tools, and technology-driven credit risk solutions.Excellent communication and leadership skills, with the ability to influence at all organizational levels.Benefits
Competitive SalariesHybrid working environmentPaid time offHealthcare coverageA collaborative environment supporting professional and personal growthA culture of learning and innovationSeniority level
ExecutiveEmployment type
Full-timeJob function
FinanceIndustries
IT Services and IT ConsultingThis job is active and accepting applications.
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