VP- Credit Management (Private Banking)

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Company Description

Join the UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders, and communities to grow through differentiation, agility, and innovation. We are looking for top talent, and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark at a top company, in an exciting & dynamic industry.

Job Description

JOB PURPOSE : The purpose of the job is to prepare, review, and provide appropriate recommendations for credit facilities for a portfolio of CIB – Abu Dhabi clients. The role also entails compliance with all credit policies and guidelines.

Key Accountabilities

• Guide a team of analysts to ensure robust credit analysis is conducted and appropriate approvals are obtained within the bank in a timely fashion.
• Complete due diligence for prospective deals in collaboration with Coverage / Product teams, ensuring emerging risk factors are identified and addressed.
• Provide initial feedback at GLM stage and ensure adherence to Risk Acceptance Criteria and CIB GCP guidelines during approval processes.
• Advise Relationship Managers on risk factors associated with complex transactions and clauses to mitigate these risks.
• Ensure timely availability of information for credit decision-making by the Head of Credit / Unit Head.
• Participate in client relationships through visits and calls during transaction initiation and monitoring.
• Guide departments on optimal utilization of credit facilities without compromising credit quality.
• Coordinate with internal teams (CAD, Legal, etc.) on risk assessment, risk rating, and documentation.
• Ensure accuracy of data presented to stakeholders and update risk systems accordingly.
• Recommend amendments to credit policies and models based on lending experience and market conditions.

Job Specific Accountabilities

Specific Accountability

Frameworks, Boundaries, & Decision Making

Qualifications

Minimum Experience

Seniority level

Employment type

Job function

Industries

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